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Kredify - Buy Now, Pay Later
Buy Now. Grow Now.

Flexible Payments For Everyone

Kredify powers buy-now-pay-later for shoppers and financing for merchants — so purchases and growth never have to wait.

Buy Now, Pay Later

Split any purchase into easy plans

Merchant Financing

Get working capital to grow your stock

Instant Approval

Get approved for financing in minutes

Transparent Terms

No hidden fees, ever

Kredify at work
Built For AfricaFinancing merchants & shoppers
About Kredify

Financing that works both ways

Kredify lets shoppers split payments and gives merchants the working capital to stock up and grow — all on one platform.

  • Boost sales with flexible payments
  • Working capital when you need it
  • No hidden fees, ever
Learn More
The Problem We Solve

From frustration to financing for every side

The Challenge

Shoppers want flexibility and merchants want capital — but most platforms only solve one side.

Our Solution

Kredify powers BNPL at checkout and financing for merchants, so both sides of every sale get what they need.

What We Offer

Financing built for buying and growing

From checkout to inventory, Kredify keeps money moving for shoppers and merchants alike.

Buy Now, Pay Later

Let customers split payments at checkout.

Merchant Financing

Get working capital to stock up and grow.

Instant Decisions

Approvals in minutes, not weeks.

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Why Choose Kredify

Kredify doesn't just split payments — it fuels the merchants behind every sale with capital to grow.

Who We Serve

Built for shoppers and merchants alike

Whether you're financing a purchase or your next stock order, Kredify has you covered.

Online Shoppers Retail Merchants E-commerce Stores Growing Businesses
Customers of Kredify
Ready When You Are

Ready to buy now and grow now?

Get started with Kredify today.

Get In Touch

Let’s talk

Call Us

+234 801 000 0010 (Sample)

Email Us

hello@kredify.com

Visit Us

11 Finance Park, Ikoyi, Lagos, Lagos State, Nigeria

Business Hours

Mon – Sat, 8am – 6pm